Gratuity Calculator
What you're owed after five-plus years at one employer, and how much of it is actually tax-free.
How it's worked out
Under the Payment of Gratuity Act: (basic + DA) × 15/26 × years of service, rounding any service past six months up to the next year. The 26 is working days in a month by convention, not a typo. Employees not covered by the Act use 15/30 instead, and the employer's own rules apply.
Under five years, you generally get nothing
— except on death or disability, where the five-year rule is waived.
Tax exemption on gratuity is capped at ₹20,00,000 (government and covered private-sector employees). Anything received above that is taxed as salary.